Retirement & 4% Rule Calculator

Two questions, one tool: how big will your nest egg be at retirement — and how much can you withdraw each year without running dry? The famous 4% rule gives a starting answer.

Your inputs

$
$
%
Projected nest egg
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4% annual withdrawal
—
sustainable guideline
That's per month
—
before taxes

Your path to retirement

Projected balance Total contributions

Try a different withdrawal rate

The 4% rule is a guideline. Drag the slider to see how 3–6% changes your annual income.

— per year

Educational purposes only — not financial advice. The 4% rule is a historical guideline, not a guarantee. Consult a qualified professional for retirement planning.
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