EPF Calculator

Your provident fund is probably your biggest retirement asset and you never chose it — it just happens every payday. Type in your basic salary and see what decades of quiet compounding build.

Your inputs

Monthly basic salary + DA

₹

Retirement corpus target

₹

Annual salary growth As a % — e.g. 8 for 8%

Years to retirement

Inflation To show results in today's dollars

Delay before starting See what waiting costs you

yrs

EPF interest rate Declared yearly — currently 8.25%

Projected EPF corpus

—

Total contributed

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into EPF

Interest earned

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💡 In today's dollars —

⏳ Waiting 5 years costs you —

Corpus growth over time

EPF balance Your contributions

Where the corpus came from

Year-by-year breakdown

Year	Contributions	Interest earned	End balance

Educational purposes only — not financial advice. Projections are hypothetical and don't predict actual EPF rates or salary growth.