Take-Home Pay Calculator › South Carolina
Take-Home Pay in South Carolina (2026)
What does a salary actually become in South Carolina? This calculator uses the real 2026 federal brackets, FICA, and South Carolina’s own 2026 state brackets — not an estimate.
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South Carolina income tax at a glance (2026)
- Tax type: Graduated brackets
- Top marginal rate: 5.21%%
- Standard deduction (2026): $15,000 single / $30,000 joint
- State tax on $100,000 (single): $3,462
South Carolina overhauled its income tax for 2026 (Act 110): two rates - 1.99% up to $30,000 and 5.21% above - replaced the old 0%/3%/6% schedule. A new state deduction (SCIAD) of up to $15,000 single / $30,000 joint replaced the federal standard deduction and phases out as AGI rises.
The 2026 South Carolina brackets
2026 South Carolina brackets — Single filer
| Taxable income over | Up to | Rate |
|---|---|---|
| $0 | $30,000 | 1.99%% |
| $30,000 | — | 5.21%% |
2026 South Carolina brackets — Married filing jointly
| Taxable income over | Up to | Rate |
|---|---|---|
| $0 | $30,000 | 1.99%% |
| $30,000 | — | 5.21%% |
Worked example: $100,000 in South Carolina
$100,000 salary, single filer, living in South Carolina. Federal tax is $13,170 and FICA is $7,650. State income tax comes to $3,462, leaving take-home pay of $75,718 ($6,310/month) — a total effective rate of 24.3%%.
At $60,000, take-home in South Carolina is about $49,012; at $150,000 it is about $107,724 (single filer, before any pre-tax deductions).
How this calculator works
Federal tax uses the 2026 IRS brackets and standard deduction ($16,100 single / $32,200 joint / $24,150 head of household). FICA is 6.2% for Social Security up to the $184,500 wage base plus 1.45% Medicare (with the 0.9% additional Medicare tax at higher incomes). South Carolina tax is computed slice-by-slice through the state’s actual 2026 brackets after the state standard deduction, so your state effective rate is always lower than your top bracket.
State rates, brackets and deductions: Tax Foundation, “2026 State Income Tax Rates and Brackets,” cross-checked against state sources. Federal: IRS Rev. Proc. 2025-32; FICA wage base: Social Security Administration.
South Carolina take-home pay — questions
What is the South Carolina state income tax rate in 2026?
South Carolina uses graduated brackets (2 rates) — the top marginal rate is 5.21%%. Rates apply only to the slice of income inside each bracket, never to your whole salary.
What is the South Carolina standard deduction in 2026?
For 2026 it is $15,000 for single filers and $30,000 for married couples filing jointly. The calculator subtracts it before applying the brackets, the same way your state return does.
Does this calculator include South Carolina city or county taxes?
No — this page covers federal tax, FICA, state income tax. A few cities and counties levy their own income tax on top; those are not included, so your real take-home could be slightly lower if one applies to you.
Why is my actual paycheck different?
Your paycheck also subtracts pre-tax items this calculator doesn't model — 401(k) contributions, health insurance premiums, and HSA contributions. Treat this as an accurate baseline for comparing salaries and states.