Take-Home Pay Calculator › Virginia
Take-Home Pay in Virginia (2026)
What does a salary actually become in Virginia? This calculator uses the real 2026 federal brackets, FICA, and Virginia’s own 2026 state brackets — not an estimate.
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Virginia income tax at a glance (2026)
- Tax type: Graduated brackets
- Top marginal rate: 5.75%%
- Standard deduction (2026): $8,750 single / $17,500 joint
- State tax on $100,000 (single): $4,936
Virginia's top rate of 5.75% kicks in at just $17,000 of taxable income - the bracket thresholds have not been adjusted since 1990, so nearly every full-time worker pays the top rate.
The 2026 Virginia brackets
2026 Virginia brackets — Single filer
| Taxable income over | Up to | Rate |
|---|---|---|
| $0 | $3,000 | 2.00%% |
| $3,000 | $5,000 | 3.00%% |
| $5,000 | $17,000 | 5.00%% |
| $17,000 | — | 5.75%% |
2026 Virginia brackets — Married filing jointly
| Taxable income over | Up to | Rate |
|---|---|---|
| $0 | $3,000 | 2.00%% |
| $3,000 | $5,000 | 3.00%% |
| $5,000 | $17,000 | 5.00%% |
| $17,000 | — | 5.75%% |
Worked example: $100,000 in Virginia
$100,000 salary, single filer, living in Virginia. Federal tax is $13,170 and FICA is $7,650. State income tax comes to $4,936, leaving take-home pay of $74,244 ($6,187/month) — a total effective rate of 25.8%%.
At $60,000, take-home in Virginia is about $47,754; at $150,000 it is about $105,980 (single filer, before any pre-tax deductions).
How this calculator works
Federal tax uses the 2026 IRS brackets and standard deduction ($16,100 single / $32,200 joint / $24,150 head of household). FICA is 6.2% for Social Security up to the $184,500 wage base plus 1.45% Medicare (with the 0.9% additional Medicare tax at higher incomes). Virginia tax is computed slice-by-slice through the state’s actual 2026 brackets after the state standard deduction and personal exemption, so your state effective rate is always lower than your top bracket.
State rates, brackets and deductions: Tax Foundation, “2026 State Income Tax Rates and Brackets,” cross-checked against state sources. Federal: IRS Rev. Proc. 2025-32; FICA wage base: Social Security Administration.
Virginia take-home pay — questions
What is the Virginia state income tax rate in 2026?
Virginia uses graduated brackets (4 rates) — the top marginal rate is 5.75%%. Rates apply only to the slice of income inside each bracket, never to your whole salary.
What is the Virginia standard deduction in 2026?
For 2026 it is $8,750 for single filers and $17,500 for married couples filing jointly. The calculator subtracts it before applying the brackets, the same way your state return does.
Does this calculator include Virginia city or county taxes?
No — this page covers federal tax, FICA, state income tax. A few cities and counties levy their own income tax on top; those are not included, so your real take-home could be slightly lower if one applies to you.
Why is my actual paycheck different?
Your paycheck also subtracts pre-tax items this calculator doesn't model — 401(k) contributions, health insurance premiums, and HSA contributions. Treat this as an accurate baseline for comparing salaries and states.