Dollar-Cost Averaging

Dollar-cost averaging means investing a fixed amount on a regular schedule, no matter what the market is doing. You automatically buy more shares when prices are low and fewer when they're high — no timing, no predictions, no stress. It's the strategy behind every 401(k) paycheck contribution.

Example: $500 invested every month for a year buys extra shares during the dips and fewer at the peaks, smoothing out your average price.